Deep Dive

Numbers Matter.

What makes a mortgage brokerage great at what they do boils down to two things; the deal you got, and how much you trusted your brokerage throughout the entire process. Here is our undeniable track-record.


400+

5 Star Google Reviews

$3.1M

Dollars Saved by Choosing Kinfolk

1%

Average Interest Savings

550

Families Helped this year

342

Loans Funded In 2023

Our Process is Your Peace of Mind
⸻ Our Unparalled Process

The Kinfolk Process

First Date, Kinda Nervous

This is the stage you’re most likely at; helping us understand what you’re trying to accomplish. The best part, is unlike most lenders, we don’t have to pull your credit to give you a quote and show you the power of wholesale pricing.

In-House Pro's

At Kinfolk, we do all of our processing in-house, so that when we send your file down to underwriting, we move seamlessly and get you closed quickly. Our team of processors are amongst some of the best in the industry boasting over 45 years of combined experience.

Top 100

With over 41,000 Mortgage Brokers in the United States, Kinfolk is in the top 100 with not 1, but two lenders we use to shop the best deal for you. This means, that we get access to the top underwriters in the industry as well. Giving you, unparalleled customer service, and gets you to the closing table, faster.

Industry Leaders

Unveiling what other lenders won't

One of the biggest complaints about the mortgage industry is misinformation, so let's clear a few things up.

The Right to Shop

Over 82% of lenders won't inform you that you have a 45 day window to have any lender have access to your credit report without it impacting your credit score.

Seller Concessions

When buying a home, a little over 87% of buyers are not aware that you can have the closing costs covered by the seller in the form of seller concessions. Most inexperienced agents won't even ask as part of their offer. That's why working with a pro on both fronts, matter.

You Choose the Rate

A staggering 93% of consumers are not aware that YOU, the customer selects the rate that you want. Most lenders/loan officers will simply select the rate that makes their offer the most appealing, rather than what makes the most sense for you.

Don't just take our word for it

⭐⭐⭐⭐⭐

Gina Ramirez

An amazing team! Trustworthy, friendly and reliable lender. You guys came through and delivered for my buyers. Thank you Nelzon and Eddy and entire team Kinfolk Home Loans

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⭐⭐⭐⭐⭐

Doug Melberg

I wasn’t going to switch from my current mortgage company to do a cash out refinance, but the guys at Kinfolk showed I was throwing away almost $10,000 if I didn’t switch, and my company couldn’t match the same deal.

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⭐⭐⭐⭐⭐

Melissa Adkin

What a hard working team! Helped me secure a chunky HELOC as a self-employed, deep in debt disaster. They tackled every hurdle and helped make it all work...from AZ with us in FL. We will definitely use them for future needs! Nelzon "Nelly", Casey & Eddy-THANK YOU!

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Lets start something amazing together

Our secure web-application is easy to fill out and takes minutes to complete


Nelzon Coyoy NMLS: 2125092

Kinfolk Home Loans LLC NMLS: 2336233

NMLS Consumer Access